Insurance Coverage For Your iPhone

The fact that in the near future, iPhone is a breakthrough product that many other manufacturers copy. Very advanced than any other phone or handheld devices to communicate in the world. The latest technology means that iPhone is a fairly expensive item.

And because they are expensive:

* IPhone owners will be prudent in their possession of valuable
* People who have no one to be jealous of your iPhone
* Robers will focus on the iPhone

In this context, it is possible to think that many iPhone insurance should be available. Unfortunately, this is not the case. An option to add insurance to the home. It may work, but it has drawbacks, 3 as follows:

Home insurance policies have a higher excess of £ 150 or more. When registering a claim to the iPhone in your home insurance premium could cost more next year. How long can you live without your iPhone? The claims process takes a long time for their home insurance. People can not wait for a few weeks to replace their iPhones. Therefore, the practice would be to consult an insurance specialist to make sure your iPhone.

This begs the question - that the iPhone there are insurance companies to protect your iPhone with a reasonable coverage is cheaper?

Let's find out what "cost" is:

You can get only in the official iPhone network O2. The informal, can also be purchased, which is unlocked to work on other networks, but let's look at the official script. £ 250 for a mobile phone and also have 2 years contract of £ 40 to £ 60 per month.

If your iPhone is lost after 6 months of purchase, in accordance with the contract still has to pay each month for the next 1-5 years. Thus, for 18 months to £ 35 a month comes to £ 630, regardless of whether or not you have the phone replaced. In addition, the cost may be around £ 600. Therefore, the insurance that you receive the replacement for less than £ 600 it cost.

iPhone is stealing the obvious possibility, but how to protect yourself if you lose it? Or is damaged? Will you seek cover during a trip abroad? Would you like extended warranty? Consider all this before you buy this expensive gadget.